{"id":1970,"date":"2025-12-12T19:03:51","date_gmt":"2025-12-12T19:03:51","guid":{"rendered":"https:\/\/badvibes.live\/?p=1970"},"modified":"2025-12-12T19:03:51","modified_gmt":"2025-12-12T19:03:51","slug":"the-useless-tube-line-home-to-londons-most-expensive-mortgages","status":"publish","type":"post","link":"https:\/\/badvibes.live\/?p=1970","title":{"rendered":"The \u2018useless\u2019 Tube line home to London\u2019s most expensive mortgages"},"content":{"rendered":"

\"\"<\/p>\n

 <\/p>\n

Ever looked around on your commute and wondered how much your fellow passengers are paying for their\u00a0mortgages<\/a>?<\/p>\n

Well, you\u2019re in luck, as we now have the definitive answer on which\u00a0London Tube line<\/a>\u00a0has the most expensive\u00a0monthly payments.<\/a><\/p>\n

As ever, it\u2019s mind the\u00a0mortgage<\/a>\u00a0gap, as the\u00a0Circle line<\/strong>\u00a0has been named the priciest for\u00a0homeowners<\/a>\u00a0across the Underground network, with an average payment of \u00a34,937 per month. Ouch.<\/p>\n

The winner isn\u2019t too much of a surprise, considering this route is home to central \u2013 and especially upmarket \u2013 spots like Great Portland Street (which had the highest\u00a0mortgages<\/a>\u00a0of all stations at \u00a38,970 per month), Victoria, Sloane Square, and High Street Kensington.<\/p>\n

But in terms of convenience, it leaves a lot to be desired for some. Disgruntled Redditors have previously bestowed it with the title of \u2018useless<\/a>\u2019, mainly owing to the fact that it\u2019s \u2018bloody slow\u2019 and \u2018confusing.\u2019<\/p>\n

As it overlaps with the District Line at various points, with both stopping at the same platforms, they\u2019re easily mixed up.<\/p>\n

Ready to start your homebuying journey?<\/h2>\n
\n

You can access completely fee-free mortgage advice with London & Country (L&C) Mortgages, a partner of Metro. Customers benefit from:<\/p>\n

\u2013 Award winning service from the UK\u2019s leading mortgage broker<\/p>\n

\u2013 Expert advisors on hand 7 days a week<\/p>\n

\u2013 Access to 1000s of mortgage deals from across the market<\/p>\n

Unlike many mortgage brokers, L&C won\u2019t charge you a fee for their advice.<\/p>\n

Find out how much you could borrow online<\/a><\/p>\n

Mortgage service provided by London & Country Mortgages (L&C), which is authorised and regulated by the Financial Conduct Authority (registered number: 143002). The FCA does not regulate most Buy to Let mortgages. Your home or property may be repossessed if you do not keep up repayments on your mortgage.<\/em><\/p>\n

\"\"<\/p>\n<\/div>\n

But even if you\u2019ve deciphered the map, you could face a wait of up to 20 minutes, as the Circle has\u00a0the second-lowest frequency of trains<\/a>\u00a0across the entire network.<\/p>\n

That hasn\u2019t stopped househunters paying through the nose to live along it though. In South Kensington, the going rate for a home is currently \u00a31,942,784, while Gloucester Road isn\u2019t much better at \u00a31,942,784, and High Street Kensington comes in at \u00a31,853,676.<\/p>\n

Even the two cheapest Circle stations are still pretty dear: Ladbroke Grove and Latimer Road in W10 both see average sold prices of of \u00a3669,354.<\/p>\n

The next most expensive route, according to Alexander Hall\u2019s research, is the Waterloo & City line, which famously only has two stations, and where\u00a0MONTHLY MORTGAGE PAYMENTS TOP \u00a3XYZ<\/strong>.<\/p>\n

In the late 1800s, a survey found 12,000 people A day needed to get from Waterloo to the City (and back home again, as many commuted in from\u00a0Surrey<\/a>\u00a0and the surrounding home counties). So, in 1894, work began on this short but sweet route \u2013 and it received its royal opening by Prince George, the Duke of\u00a0Cambridge<\/a>, four years later.<\/p>\n

Property prices look a lot different to how they did then, with the data showing that in Waterloo, a home now averages at \u00a3730,343.<\/p>\n

It\u2019s not much better in Bank, the financial heart of the city, where properties typically cost \u00a31,204,474 \u2013 a whopping \u00a3934,274 over the value of the average for the UK (\u00a3270,200, according to\u00a0Zoopla<\/a>).<\/p>\n

\"\"<\/p>\n

 <\/p>\n

The oh-so-reliable Victoria Line came in third place with average monthly mortgages of \u00a34,003, followed by the Northern and Bakerloo lines, where payments sit at \u00a33,766 and \u00a33,741 respectively.<\/p>\n

In terms of the most affordable mortgage costs on TfL\u2019s map, the DLR takes the crown at \u00a32,278 a month.<\/p>\n

It\u2019s not technically a Tube line, so if we\u2019re being pedantic, the Metropolitan is the Underground\u2019s cheapest at \u00a33,201 \u2013 but even this is still pretty hefty.<\/p>\n

Meanwhile, the station with the lowest house price in the capital is Watford (this time, not technically in London), where the average home now costs \u00a3345,065.<\/p>\n

\"\"<\/p>\n

 <\/p>\n

\u2018London property values have been holding steady over the past year and we know the capital remains home to the strongest housing market with respect to the price commanded for bricks and mortar,\u2019 Stephanie Daley, director of partnerships at Alexander Hall tells BadVibes.<\/p>\n

 <\/p>\n

\u2018However, one weapon in the arsenal of London homebuyers is the capital\u2019s outstanding transport links and the London\u00a0Underground, in particular.<\/p>\n

\u2018As our research shows, you can dramatically reduce the cost of your mortgage by looking further along the Tube line that runs through your ideal destination.<\/p>\n

\u2018While you may not want to adjust your expectations from High Street Kensington to Barking, you may well find that even a stop or two can help to cut the cost required to climb the London ladder.\u2019<\/p>\n

 <\/p>\n","protected":false},"excerpt":{"rendered":"

  Ever looked around on your commute and wondered how much your fellow passengers are paying for their\u00a0mortgages? Well, you\u2019re in luck, as we now have the definitive answer on which\u00a0London Tube line\u00a0has the most expensive\u00a0monthly payments. As ever, it\u2019s mind the\u00a0mortgage\u00a0gap, as the\u00a0Circle line\u00a0has been named the priciest for\u00a0homeowners\u00a0across the Underground network, with an […]<\/p>\n","protected":false},"author":1,"featured_media":1975,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1970","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t