On top of that, Congress still has to sign off, and there’s no agreement on who qualifies, how the money would be delivered, or whether it would be checks, tax credits, or something else entirely. Trump insists high earners will be cut out and vows he’ll “do something else” if the courts block him. For now, millions of Americans are left with a familiar feeling: a headline-grabbing promise, and nothing concrete they can take to the bank.